The work, and the engine behind it.
A focused set of advisory services for South African buyers and investors — powered by the same underwriting models we'd run on an institutional deal.
How we work with you.
Deal Analysis
A single property or deal underwritten end-to-end, so you know exactly what you're buying.
- —Full underwriting of one property or deal
- —Yield, cash-flow and total-return modelling
- —Risk review with key assumptions stress-tested
- —A clear written summary and recommendation framework
Portfolio Review
A health-check across your existing holdings, with a plan for the next 12 months.
- —Performance and risk assessment per property
- —Refinance and restructuring opportunities flagged
- —Concentration and leverage review
- —Strategy guidance for the year ahead
Ongoing Advisory
A monthly retainer for continuous, on-call property guidance.
- —Deals analysed as they come up
- —Ongoing portfolio oversight
- —Direct access for questions and second opinions
- —Priority turnaround
The tools behind the work.
These models aren't for sale — they're the engine Diligent runs on every engagement. We share them here so you can see exactly what sits behind a recommendation.
Home Buying Analyser
Tests affordability against both the bank's bond ceiling and our 30% total-ownership rule, the home price you can comfortably sustain, a full cash-to-buy breakdown (deposit, SARS transfer duty, attorney & bond fees), monthly cost of ownership, and a rent-vs-buy wealth comparison.
- Bond vs 30% rule
- Cash-to-buy
- Monthly ownership
- Rent vs buy
Property Investment Analyser
Going-in net yield, year-one cash flow, market comparables on a rand-per-m² basis, and multi-year equity, NOI, cap rate and levered after-tax cash flow.
- Net yield
- Cash flow
- R/m² comparables
- Multi-year model
Short-Term Rental Analyser
An ADR × occupancy revenue model, costs and tax with SARS Section 11(a) treatment, a returns dashboard (yield-on-cost, blended ADR, occupancy), sensitivity grids and scenario stress tests, plus a short-term vs long-term comparison.
- ADR × Occ revenue
- S11(a) tax
- Sensitivity grids
- STR vs LTR
Let's look at it together.
Tell us what you're working on. We respond personally to every enquiry, usually within a working day.