The work, and the engine behind it.
A focused set of advisory services for South African buyers and investors — powered by the same underwriting models we'd run on an institutional deal.
How we work with you.
Which engagement fits you.
Every engagement ends in a report you own — and a model you can keep using.
| Investment Analysis | Portfolio Review | Ongoing Advisory | Home Buyer Guidance | |
|---|---|---|---|---|
| Who it's for | Investors considering a single property | Owners with more than one property | Investors buying regularly | Anyone buying a home to live in |
| Scope | One property or deal, long-term hold or short-term rental | Your whole portfolio, plus a 12-month plan | Continuous, deals as they arise | One home, offer through to keys |
| The analysis | Yield, cash flow and total return, fully underwritten | Performance, concentration and leverage per property | The same investment analysis, on deals as they come up | Affordability against the bank's ceiling and our 30% rule, plus bond and equity build-up |
| Risk stress-tested | incl. resale risk | |||
| Bespoke report | + decision framework | + decision framework | starting at 3 per month | + decision framework |
| Analyser model you keep | editable and personalised | editable and personalised | editable and personalised | editable and personalised |
| Priority turnaround | ||||
| Price | fromR1 500once-off | fromR3 000once-off | fromR4 500per month | fromR1 500once-off |
| Enquire → | Enquire → | Enquire → | Enquire → |
Investment Analysis
- Who it's for
- Investors considering a single property
- Scope
- One property or deal, long-term hold or short-term rental
- The analysis
- Yield, cash flow and total return, fully underwritten
- Risk stress-tested
- Bespoke report
- + decision framework
- Analyser model you keep
- editable and personalised
- Priority turnaround
- Price
- fromR1 500once-off
Portfolio Review
- Who it's for
- Owners with more than one property
- Scope
- Your whole portfolio, plus a 12-month plan
- The analysis
- Performance, concentration and leverage per property
- Risk stress-tested
- Bespoke report
- + decision framework
- Analyser model you keep
- editable and personalised
- Priority turnaround
- Price
- fromR3 000once-off
Ongoing Advisory
- Who it's for
- Investors buying regularly
- Scope
- Continuous, deals as they arise
- The analysis
- The same investment analysis, on deals as they come up
- Risk stress-tested
- Bespoke report
- starting at 3 per month
- Analyser model you keep
- editable and personalised
- Priority turnaround
- Price
- fromR4 500per month
Home Buyer Guidance
- Who it's for
- Anyone buying a home to live in
- Scope
- One home, offer through to keys
- The analysis
- Affordability against the bank's ceiling and our 30% rule, plus bond and equity build-up
- Risk stress-tested
- incl. resale risk
- Bespoke report
- + decision framework
- Analyser model you keep
- editable and personalised
- Priority turnaround
- Price
- fromR1 500once-off
Every engagement is quoted individually. Prices are starting points, not estimates for your specific brief.
The tools behind the work.
These models are the engine Diligent runs on every engagement. They come with your bespoke reports so you can see exactly what sits behind a recommendation.
Home Buying Analyser
Tailored guidance for buying your first, or next, home — so you know the full monthly cost of ownership, the cash you need upfront, and what you can comfortably sustain. See how the bond amortises and your equity builds year by year, and move from offer to keys with confidence.
- Bond vs 30% rule
- Cash-to-buy
- Monthly ownership
- Rent vs buy
- Bond & equity build-up
Property Investment Analyser
Underwrite an investment property from every angle. The analyser breaks down going-in net yield, year-one cash flow and market comparables on a rand-per-m² basis, then models equity, NOI, cap rate and levered after-tax cash flow across your full holding period.
- Net yield
- Cash flow
- R/m² comparables
- Multi-year model
Short-Term Rental Analyser
An ADR × occupancy revenue model, costs and tax with SARS Section 11(a) treatment, a returns dashboard (yield-on-cost, blended ADR, occupancy), sensitivity grids and scenario stress tests, plus a short-term vs long-term comparison.
- ADR × Occ revenue
- S11(a) tax
- Sensitivity grids
- Short-term vs long-term
Let's look at it together.
Tell us what you're working on. We respond personally to every enquiry, usually within a working day.